How Much Does Renters Insurance Typically Cost?
Renters insurance is a smart way to protect your belongings and financial well-being. But how much does it typically cost?
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Repairs or rebuilds your home’s structure—walls, floors, electrical systems—damaged by floodwaters.
Replaces personal belongings like furniture, appliances, and clothing ruined by flooding.
Covers specific items in basements, like furnaces or water heaters, though full basement protection varies by policy.
Some policies help with costs if you’re displaced, though this depends on your plan.
Repairs to your home’s structure, including walls, floors, and electrical systems damaged by floodwaters.
Replacement of belongings like furniture, appliances, and clothing ruined by flooding.
Damage to furnaces, water heaters, and HVAC systems (coverage limits may apply).
Damage from sewer backups not caused by flooding
Outdoor property like decks, patios, or landscaping.
Vehicles (covered by auto insurance instead).
Mold or mildew unless directly tied to a covered flood event.
Losses from floods that started before your policy took effect. For full details, review your policy with a Fort Myers insurance expert to ensure you’re fully protected.
Fort Myers’ coastal charm comes with a catch: flood risk is a constant reality. Here’s why Flood Insurance in Florida from Cassidy Insurance Group is essential:
From June to November, hurricanes and tropical storms can dump feet of water in hours, flooding homes miles inland.
Coastal Fort Myers is vulnerable to surges that push seawater into neighborhoods, devastating properties.
Many Fort Myers properties sit in high-risk zones (e.g., AE or VE), where lenders require flood insurance—and even “low-risk” areas see claims.
FEMA reports that just one inch of water can cause $25,000 in damage. In 2022 alone, Hurricane Ian showed Fort Myers the devastating power of floods, leaving uninsured homeowners scrambling. With Cassidy Insurance Group, you’re covered before the waters rise.
Floods can turn your life upside down, but filing a claim shouldn’t add to the stress. Our streamlined claims process ensures your flood-related claims are handled quickly and efficiently, helping you recover and rebuild with minimal delays.
No two properties face the same flood risks. That’s why we offer flexible flood insurance options, letting you choose the coverage levels and add-ons that match your property, budget, and lifestyle. From basic protection to comprehensive plans, your policy is tailored just for you.
We’re proud to call Fort Myers home. Our team knows the unique flood challenges of Southwest Florida—from coastal surges to inland downpours—and is committed to delivering the personalized service only a local agency can provide. We’re here to protect our community, one property at a time.
Got questions about your coverage options or need help finding the right plan? Don’t go it alone—reach out today and let us guide you to the coverage and peace of mind you deserve.
Renters insurance is a smart way to protect your belongings and financial well-being. But how much does it typically cost?
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